How Much Do I Need to Retire? The Truth About Calculators

Frank L Day

Published on: 09/04/2026

You’ve seen the commercials. A silver-haired couple laughs on a sailboat while a golden number: let’s say $1.5 million: glows on the screen. You go to a major financial website, plug in your current savings, your age, and an “average” return of 7%,