The Secrecy Layers: Who Benefits from Your 401(k) Risk?

Frank L Day

Published on: 03/06/2026

If you have a 401(k), IRA, 403(b), or a standard brokerage account, I have a forensic question for you: Where is the benefit of all the risk you are carrying? You see the red days. You feel the stomach-churning volatility. You watch the "Math of Rec