The "Day One" Disaster: Why a Market Dip the Day You Retire Could Cost You a Decade of Wealth

Frank L Day

Published on: 24/03/2026

You’ve spent thirty or forty years climbing the mountain. You’ve watched the ticker tapes, maxed out the 401(k)s, and survived the "once-in-a-lifetime" crashes of 2000, 2008, and 2020. Now, you’re standing at the peak.